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PONDER FINANCIAL GROUP

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David A. Ponder is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of MD, VA, DC, FL, AZ, & SC. No insurance business may be conducted outside these states referenced.

David A. Ponder is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, A Licensed Insurance Agency. In this regard, this communication is strictly intended for individuals residing in the states of MD, VA, and DC. No offers may be made or accepted from any resident outside the specific states referenced. NYLIFE Securities LLC is a New York Life Company.

Ponder Financial Group DBA is not owned or operated by NYLIFE Securities LLC, or its affiliates. David A. Ponder is also separately registered as an investment adviser representative(s) ("IAR"), under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of MD, VA, and DC. As such, these services are strictly intended for individuals residing in these states. Eagle Strategies LLC is a New York Life Company.

David A. Ponder is licensed to offer mutual funds and variable products. Market Watch information is provided for informational purposes and is not considered an offering of securities.

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